Financial Calculators
Insurance Calculators
 How
Much Life Insurance Do I Need?
Planning to meet the financial needs of your survivors
is one of the most important and fundamental steps in creating a
sound financial plan for you and your family. This step usually
requires the purchase of a life insurance policy to ensure that
your family's needs will continue to be met, even after your untimely
death cuts your earnings potential short.
How
Much Disability Income Do I Need?
Your chances of becoming disabled are far greater than your chances
of dying. It may surprise you that one out of three individuals
will suffer a disabilty that lasts at least 90 days. One out of
ten will be permanently disabled prior to age 65.
How
Long Will My Current Life Insurance Proceeds Last?
You may think that you are adequately insured in the event of your
death. It may surprise how quickly the tax-free insurance proceeds
may be depleted by your survivor income needs.
Investment Calculators
How
Should I Allocate My Assets?
Over 90 percent of investment returns are determined by how investors
allocate their assets versus security selection, market timing and
other factors.* Use this calculator to help determine your portfolio
allocation based on your propensity for risk.
What
Is The Return On My Real Estate Investment?
Purchase price, loan terms, appreciation rate, taxes, expenses and
other factors must be considered when you evaluate a real estate
investment. Use this calculator to help you determine your potential
IRR (internal rate of return) on a property.
Taxable
vs. Tax-Deferred Savings?
Tax-deferral can have a dramatic affect on the growth of an investment.
Use this calculator to determine the future value of an investment
being subject to income tax each year versus deferring the tax until
withdrawal.
Retirement Calculators
How
Will Retirement Impact My Living Expenses?
Your living expenses may increase or decrease at retirement but
will likely not stay the same. You may travel more, reduce business
expenses such as eating out and transportation costs, perhaps your
house will be paid off. Use this calculator to help compare living
expenses now from the day you retire. This will also will help you
to plan your saving requirements for the day you retire.
How
Much Will I Need To Save For Retirement?
Retirement can be the saddest or happiest day of your life. This
pre-retirement calculator will help you determine how well you have
prepared and what you can do to improve your retirement outlook.
It is important that you re-evaluate your preparedness on an ongoing
basis. Changes in economic climate, inflation, achievable returns,
and in your personal situation will impact your plan.
When
Should I Begin Saving For Retirement?
A penny saved is a penny earned, but a penny saved today is a penny
earning more. Use this calculator to determine how much more you
could accumulate at retirement by beginning your savings plan today
rather than waiting.
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Other Resources
Bankrate.com
Calculators for mortgages, savings, small business, credit cards
and auto loans
SmartMoney.com
Personal Finance and consumer news
Kiplinger.com
Finacial Calculators, personal finance tools, investing tools, tools
and calculators.
Money.aol.com
Finance calculators, money and finance.
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